Background Checks By Need: Credit Reports

SterlingBackcheck provides credit history examinations and credit history background checks for potential applicants.

Full Service, Fully Compliant Credit History Checks

An employment credit history report offers valuable insight into an applicant's sense of responsibility and financial track record. These considerations weigh strongly when hiring for financial services organizations and retail companies or for positions of fiscal responsibility. A good credit check is also an important consideration for property owners performing tenant screening.

SterlingBackcheck’s credit reports cover more than just an applicant’s credit history, including:

  • Identifiable maiden names, aliases and nicknames
  • Prior living addresses and previous employer information
  • Complete Fair Credit Reporting Act (FCRA) compliance and guidance

Round Out a Background Check with a Credit History Report

By accessing information from all three major credit bureaus, SterlingBackcheck credit history background checks can identify whether a job candidate and potential tenant has any accounts in collections, open loans, inquiries made by third parties, or similar warning signs. Credit history checks can be prudent supplements to a criminal records search, sex offender registry check and reference check.